English

The Gorb

Short description:

US

Venyo

Short description:

CH-FR

MicroPlace

Short description:

US

AlterUnion

Short description:

US

GlobeFunder

Short description:

(US, not launched). interview of the Co-Founder and CEO.

C4-World

Kiva

Short description:

How Kiva Works

Choose an Entrepreneur, Lend, Get Repaid

The below diagram shows briefly how money gets from you to a developing-world entrepreneur, and back.

1) Lenders like you browse profiles of entrepreneurs in need, and choose someone to lend to. When they lend, using PayPal or their credit cards, Kiva collects the funds and then passes them along to one of our microfinance partners worldwide.

2) Kiva's microfinance partners distribute the loan funds to the selected entrepreneur. Often, our partners also provide training and other assistance to maximize the entrepreneur's chances of success.

3) Over time, the entrepreneur repays their loan. Repayment and other updates are posted on Kiva and emailed to lenders who wish to receive them.

4) When lenders get their money back, they can re-lend to someone else in need, donate their funds to Kiva (to cover operational expenses), or withdraw their funds.

LendingClub

Short description:

a social lending service for facebook users analysed here (US, launched 25 May, 2007)

E-Gold

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